Columbus Travel Insurance Plan - Single Trip / Annual Plan
a. Plan Highlights
- Unprecedented flexible plans with optional benefits. How it works?
- Follow-up medical treatment in Singapore expenses covered
- All leisure sporting activities covered
- Free 24-hour worldwide emergency assistance service by Travel Guard
- Unlimited cover for all Travel Guard Emergency Medical Evacuation and Repatriation expenses
- Unlimited number of accompanying children under the annual family plan at no extra charge
- Cover up to 181 days per trip for Single Trip Plan
- Protection for unlimited trips on the Annual Plan
- Free extension of per trip plan up to 72 hours if your trip is extended due to circumstances beyond your control
b. Schedule of Benefits
| Core Benefits | Maximum Benefit (S$) |
|---|---|
| 1. Emergency Medical Expenses and Assistance | |
1a. Medical Expenses1,2 - Include overseas medical treatment, hospitalisation and outpatient treatment as a result of an injury or sickness | $100,000 |
| - Follow-up medical expenses in Singapore Treatment must be received within 1 week from the date of return to Singapore (if treatment was not sought overseas), or up to a maximum of 21 days from the date of return to Singapore ( if medical treatment had been sought overseas) |
$5,000, or up to 21 days from the date of first treatment, whichever occurs earlier |
| 1b. Emergency Medical Evacuation - Cover costs of transportation, necessary medical services and supplies as approved or arranged by Travel Guard for evacuation to another location for appropriate medical treatment |
Unlimited |
| 1c. Repatriation of Remains - Include cost of return of remains to Singapore, and/or estate expenses incurred for services and supplies provided by the mortician or undertaker, such as cost of casket, embalming & cremation outside Singapore |
Unlimited |
| 2. Personal Accident2 | |
|
- Include accidental death and permanent total disablement |
$150,000 |
| 3. Trip Cancellation1 - Reimburse irrecoverable loss of travel and/or accommodation expenses due to a. Deaths, serious injury or sickness, or compulsory quarantine of the insured, immediate family members or travelling companion b. Witness summons or jury service of the insured c. Unexpected strike, riot or civil commotion beyond your control at the planned destination d. Serious damage from fire, flood or similar natural disaster to the insured's home in Singapore 1 week before departure |
$5,000 |
| 4. Travel Documents and Personal Money 1 | |
| - Include replacement cost for the loss of travel documents and/or travel tickets as well as additional travel expenses and hotel accommodation incurred due to robbery, burglary, theft or natural disaster | $2,500 |
| Sub limit for Personal Money - Cover loss of cash, traveller's cheques or banknotes due to robbery, burglary, theft or natural disaster |
$300 |
| 5. Personal Liability - Indemnify for legal liability as a result of death, accidental bodily injury or accidental loss / damage to property of the third party |
$500,000 |
| Optional Benefits | Maximum Benefit (S$) |
| Package A - Travel Extension | |
| a. Travel Delay - Include delay due to strike/industrial action, adverse weather condition, mechanical breakdown/derangement and structural defect of the public transport |
$500 |
| - each and every full 6 hours of delay | $100 |
| b. Baggage & Personal Effects including Laptop1 - Pay for accidental loss/damage of baggage, clothing & personal effects | $3,000 |
| - Sub limit for any one item - Sub limit for laptop (max of one laptop claim per policy) |
$500 $1,000 |
c. Baggage Delay - Pay for checked-in baggage accompanying you and which has been delayed, misdirected or temporarily misplaced by the carrier both in your planned destination overseas and/or in Singapore |
$500 |
| - each and every full 6 hours of delay |
$100 |
| Package B - Golf Extension | |
| a. Golf Baggage - Pay for theft of or damage to golf baggage, including golf clubs, bags or golf trolleys carried by the insured | $1,500 |
| b. Golf Equipment - Reimburse the cost of hiring golf equipment due to loss, stolen, or damage thereof | $500 |
| c. Loss of Green Fees - Pay for non-refundable green fees, tuition fees or golf equipment hire forfeited if the insured person cannot take part in golf activities due to serious injury or sickness |
$400 |
| Package C - Excess Waiver | |
| - Reimburse all applicable excess on covers including Medical Expenses, Trip Cancellation, Travel Document & Personal Money, and Baggage & Personal Effects | $100 (per item) |
1 These benefits are subject to a S$100 excess for each and every claim submitted unless the optional benefit Excess Waiver is applicable and endorsed on the Policy Schedule.
2For Insured Child, the maximum benefit is S$50,000. Personal Accident Protection commences 3 hours before the Insured Person(s) leave(s) Singapore and cease(s) when any of the following occurs first: (a) when the period specified in the policy has expired,(b) when the Insured Person(s) return(s) to his/her/their permanent place of residence, or (c) within 3 hours upon return to Singapore.
Notes:
- The above is intended as a general summary of the coverage provided under the Policy. Please refer to the policy wordings for the applicable terms, conditions and exclusions.
- Insured person must be 70 years of age or below.
- The maximum period of an insured journey cannot exceed 181 days and 90 days per journey for single trip plan and annual plan respectively.
- The journey must be commenced from Singapore.
- The insurance is only valid for conventional leisure travel or business travel (limited to administrative duty) purpose only.
- Columbus Travel Insurance is underwritten by Chartis Singapore Insurance Pte. Ltd., through its authorized Agent in Singapore. Columbus Insurance Private Limited is a member of the Columbus Group of Companies.
- If the insured person is covered by more than one comprehensive voluntary travel insurance policies underwritten by Chartis Singapore Insurance Pte. Ltd. for the same trip, only the travel insurance policy with the greatest compensation will apply and the benefits thereunder payable.
c. Premium Table
Individual Single Trip and Annual Plan
| Core Benefits | ||
|---|---|---|
| Days | Asia1 (S$) | Worldwide2 (S$) |
| 1-3 Days | 11 | 17 |
| 4-7 Days | 14 | 21 |
| 8-14 Days | 22 | 28 |
| 15-22 Days | 27 | 37 |
| 23-31 Days | 37 | 47 |
| Additional Month | +24 | +32 |
| Annual Multi Trip | 160 | 200 |
| Optional Benefits A. Travel Extension | ||
|---|---|---|
| Days | Asia1 (S$) | Worldwide2 (S$) |
| 1-3 Days | +5 | +7 |
| 4-7 Days | +6 | +9 |
| 8-14 Days | +8 | +16 |
| 15-22 Days | +11 | +22 |
| 23-31 Days | +16 | +27 |
| Additional Month | +10 | +18 |
| Annual Multi Trip | +30 | +60 |
| Optional Benefits - B. Golf Extension | ||
|---|---|---|
| Days | Asia1 (S$) | Worldwide2 (S$) |
| 1-3 Days | +4 | +6 |
| 4-7 Days | +5 | +7 |
| 8-14 Days | +7 | +11 |
| 15-22 Days | +9 | +14 |
| 23-31 Days | +11 | +16 |
| Additional Month | +8 | +10 |
| Annual Multi Trip | +25 | +30 |
| Optional Benefits - C. Excess Waiver | ||
|---|---|---|
| Days | Asia1 (S$) | Worldwide2 (S$) |
| 1-181 Days | +5 | +5 |
| Annual Multi Trip | +10 | +10 |
* Special discount will be offered for group purchase of 9 persons or more. For more information, please click here
Family Annual Plan (Max 2 Adults and Min 1 Child)3
| Region | Asia1 (S$) | Worldwide2 (S$) |
|---|---|---|
| Core Benefits | 320 | 400 |
| Optional Benefits - A. Travel Extension | +60 | +80 |
| Optional Benefits - B. Golf Extension | +50 | +60 |
| Optional Benefits - C. Excess Waiver | +10 | +10 |
1Asian countries/regions include Brunei Darussalam, Cambodia, Indonesia, Laos, Malaysia, Myammar*, Philippines, Thailand, Vietnam, Australia, China, Hong Kong, India, Japan, Korea, Macau, New Zealand, South Korea, Taiwan
2 Worldwide plan covers all countries/regions including Nepal and Tibet except travel in, to, or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Libya, Sudan or Syria.
3Family plan is available to Annual Plan only and insures a maximum of 2 adults (18-70 years old) who are legally married with at least 1 dependent child who is under 18 years old or up to 23 years old if studying full-time in a recognised institute of higher learning. Each child must be accompanied by either of the insured parents for any trip made during the Policy Period.
*All claims will be paid in Singapore.
d. Major Exclusions - the Policy does not cover:
- War, civil war, invasion, insurrection, revolution, use of military power or usurpation of government or military power; any illegal or unlawful acts.
- Jewellery or accessories, antiques, fragile articles, watches, musical instruments, bridges for tooth or teeth, dentures, cash card, EZ Link Card etc
- Any pre-existing condition; pregnancy or childbirth; AIDS or sexually transmitted disease.
- Suicide or attempted suicide or intentional self-injury; mental or nervous disorders.
- Competitive sports, engaging in a professional capacity in any sport where the insured person would or could earn income.
- An insured person who travels in, to or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Libya, Sudan or Syria.
- Any Terrorist or member of a terrorist organization, narcotics trafficker, or purveyor of nuclear, chemical or biological weapons.
Details of the complete exclusions could be found in Policy Wordings.
e. Policy Wordings
For the complete version of the terms and conditions, exclusions, please click here.
f. Claims Procedures and Form
In the event of claims, please notify Chartis Singapore Insurance Pte. Ltd. Travel Claims in writing within 30 days from the date of the incident, together with all relevant documents. Detailed instructions on how to file a claim are set out in the Travel Insurance Claim Form .
